Retirement Spend Down Calculator: How Long Will My Money Last?

Use our Retirement Spend Down Calculator to quickly see how long your savings will last, plan withdrawals, and secure a comfortable retirement with accurate projections.

Your goal of a retirement spend-down plan is to determine how long retirement savings can support your desired lifestyle while accounting for

  • Investment returns
  • Inflation
  • Taxes, and
  • Changing expenses over time.
Retirement Spend Down

How long will my retirement money last?

Estimate how long your retirement savings will last with regular withdrawals.
I have $ in savings earning % annually.
I withdraw $ each
Withdrawal increases by % yearly.
Tax rate
Year Beginning Withdrawal Interest Ending

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