How Do I See Contributions in Fidelity IRA & 401(k)? Website & App
Fidelity records IRA contributions as account transactions, allowing investors to track money added to the account during a tax year.
Contribution activity is separate from investment performance and other account transactions.
Fidelity also reports IRA contributions on tax documents such as Form 5498.
How to See Your Total Contributions in Fidelity
Web (desktop):
- Log in to Fidelity.com.
- Go to Accounts & Trade and click Portfolio.
- Select the account you want to check.
- Click Performance.
- Set the timeframe to Life of Data.
- Click Show Details.
- Look for Deposits to see your total contributions.
Mobile (App):
- Open the Fidelity app.
- Log in.
- Select the account you want to check.
- Tap Activity.
- Tap Filter.
- Select the date range.
- Under Transaction Type, select All Deposits.
- Tap Apply.
- Review the deposits listed.
- Add the deposits together to get your total contributions.
How to See Contributions by Tax Year
Fidelity reports IRA contributions by tax year, including contributions made for a prior tax year during the following year’s contribution period.
- Log in to the Fidelity app.
- Select your IRA.
- Tap Activity.
- Tap Filter.
- Select the date range for the tax year.
- Select Contributions/Deposits.
- Tap Apply.
- Review the contributions for that year.
- Repeat for each tax year you want to check.
- For the official tax-year total, check Form 5498 under Tax Forms.
Form 5498 provides the official annual record of your reported IRA contributions.
The date the contribution was made may differ from the date it was deposited or processed. For the final record, check your Form 5498 along with your check, bank, or payroll records.
How to Find Roth IRA Contribution History
Use the steps below to review your Roth IRA contribution history by tax year and distinguish direct contributions from conversions and recharacterizations.
| Step | What to Do | What to Check |
|---|---|---|
| 1 | Log in to Fidelity.com | Your Fidelity account |
| 2 | Go to Accounts & Trade → Tax Forms & Information | Available tax forms |
| 3 | Select View your tax forms | Find Form 5498 for the tax year |
| 4 | Open the Form 5498 for your Roth IRA | Confirm the account and tax year |
| 5 | Check Box 10 | Roth IRA contributions for that tax year |
| 6 | Check Box 3 | Roth IRA conversions from a Traditional IRA |
| 7 | Check Box 4 | Recharacterized contributions |
| 8 | Open Activity & Orders for your Roth IRA | Review individual contribution/deposit transactions |
| 9 | Repeat for each tax year | Build your year-by-year contribution history |
| 10 | Keep the Form 5498 records | Use them to verify your annual Roth IRA contributions |
Using Fidelity Statements & Form 5498
- Login to Fidelity.com
- Go to Accounts & Trade > Documents (Statements, Trade Confirmations).
- You’ll see PDFs of statements, year-end reports, etc.
Monthly/quarterly statements are available for up to 10 years online.
Year-end investment reports and IRA statements are also listed. Click the PDF icon to view/print.
5498 Fields:
- Box 1: Traditional IRA contributions.
- Box 3: Roth IRA conversions
- Box 4: Recharacterized contributions.
- Box 10: Roth IRA contributions.
How to See 401(k) Contributions
- Go to NetBenefits.com
- Log in
- Select Accounts & Benefits
- Select Manage Contributions
- Choose Summary
- Review your year-to-date contributions
- Check employee and employer contributions
- Review Pre-Tax, Roth, and After-Tax contributions, if applicable.
If you have a Fidelity Retail (Self-Employed) 401(k), tracking contributions is generally similar to tracking an IRA.
Your elective and catch-up contributions should appear as deposits in the account’s Activity and Statements, with year-end statements providing an additional record.
No employer match applies when you are operating the self-managed or Solo 401(k) yourself rather than participating in an employer-sponsored plan.
Why Your Fidelity Contribution History May Be Missing
If you notice that some of your retirement contributions are not appearing in your Fidelity account, there may be several reasons for the missing information.
Why Your Fidelity Contribution History May Be Missing
Fidelity allows participants to review their 401(k) balances and contribution information through NetBenefits, where contribution details may be displayed by source and transaction history.
Fidelity Contribution History FAQ
On Fidelity.com, go to the account’s Performance tab and select “Life of available data” to view your total deposits and withdrawals.
Check your Form 5498 under Accounts & Trade > Tax Forms, which shows your total IRA contributions for the tax year. You can also review your account statements for a month-by-month breakdown.
On NetBenefits, go to Accounts & Benefits > Manage Contributions > Summary to see your year-to-date employee contributions and employer match.
Form 5498 reports IRA contributions, rollovers, conversions, and recharacterizations for the year.
Check that you’re viewing the correct account and date range, and make sure the contribution has cleared. If it still doesn’t appear, contact Fidelity for help.
Retail accounts such as IRAs and brokerage accounts are managed through Fidelity.com, while workplace accounts such as 401(k)s are managed through NetBenefits.
Compare your total contributions with the applicable IRS limits for the account and tax year. If you exceed a limit, you may need to remove the excess contribution or make a correction.
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